WIBank Loan Approval Arrived

Today the documents of WIBank loan approval arrived. We have been waiting for this since Tuesday, because they said they already sent it out last Monday. Unfortunately, it took a while until it reached us. It is already weekend, all we can do is to wait until the next working days for all our questions.

Another important document that we are still waiting is the Building Permit (Baugenehmigung). Our basement is scheduled to arrive in two-weeks and we still did not receive any response or letter from the City Hall. I hope next week will be more productive than this week.

We already applied for the on-site electricity (Baustromanschluss). I hope it will not be too late until it is assembled on the building plot.

We also heard from our earthwork company (Erdarbeiten) and the schedule of digging the building plot is this coming Wednesday. I hope the weather will cooperate. When we checked the weather report for next week, it says... RAIN is on its way.. I hope not. I am excited for this one. I guess, we will find a lot of big rocks under the ground. I just hope that the backhoe (bagger) is good enough for the job. And it will not costs us a lot.

On-site Electricity, Construction Water, Multi-use House Entrance System (Baustrom, Bauwasser, Mehrspartenhauseinführung etc.)

It has been again stressful about contacting people who will do the works that we need before the basement arrives. I need to check and call the people who are doing the on-site electricity, construction water, delivering the multi-use house entrance system and many more. Hubby is busy at work and he is also always on the road, thus, I need to get some quotations about it and then we can decide together. It is tough to be always on the phone, specially that I cannot speak perfect german yet and I have a toddler running around :)

We only have two weeks to make things in order. I hope everything will go with the plan.

Rough Marking Out (Grobabsteckung)

Our land surveyor arrived at 11:45 am today and made the rough marking-out of the building plot. It was fast and all we need to do is to double check on it.

Unfortunately, when hubby checked later this afternoon (after his work), the marking-out is not correct. The measurement from the street pathway to the house should only be 3.5 meter. Hubby was disappointed about it, so do I.

On the other hand, we are now at the phase that I call --- Paper-stress. We have a lot of paperworks to finish, double-check, fill-up and send out. I hope next week will be a better week (fingers crossed). There were no good news this week.

House Loan Contract Arrived

We received last Saturday our loan approval. It has a possitive result, ironically, it did not put smiles on our faces. I guess it is because, the conditions that were written were a little bit complicated than expected.

Bank loans are indeed big responsibility. That is why, we need to double-check upto the smallest details of the contract. Signing the loan, receiving the money in order to pay the bills, until the monthy payment without any lapses, involves conditions.

The stress of building a house started from the time when we were asking for fair price. I thought the stress will start when we are going to do the works inside (innenausbau). But my guess was wrong. It all started from the time we decided this dream to come true. Anyway, as they say... NO PAIN NO GAIN. Hard times are always there. I know we will survive and we can make it.

Basement Plan Arrived (Kellerplan)

Today, we received the basement plan (Kellerplan) from ProHaus. This is the workplan that will be followed by the people who are going to build our basement. Our tentative schedule in building the basement is on the 38th week. But before that, we need to have our Building Permit (Baugenehmigung) first.

Talking about Building Permit, the person-in-charge who is working on our application called today and said that we should have sent a different application (§ 56 HBO), so the process will not be too long (atleast two weeks) and not too expensive (normally it costs around 1,500+€). We received this feedback after a month of our application. So many wasted times and is really frustrating. Now, we need to contact our CAD from ProHaus to ask her assistance regarding this. I hope everything will still be all possible.

Stressed!

Yesterday, we learned from Gussek and Wolts Kellerbau (the company that will build our basement), that the standard basement windows are not a rotating tilt window. That means, if we want that kind of windows, we need to pay additional costs for it. Tsk tsk tsk.

Today, Mr. N gave us the additional costs per window and it is costing 190€. That means for us, we need to take it out.

I also contacted the companies that is involved with the house connections like electricity, gas, telecom and water. We were thinking of using Mehrspartenhauseinführung, I do not have a clue what is the translation word in english. It is an installation where all the electricity cables, gas tube, telecom cable and water tubes are all put together. It is a round thing that is installed on the basement wall, where the heating room is. But the water company do not agree with using it. So, we are left with the electricity, gas and telecom.

There are a lot of small things that makes me crazy these days. There are a lot of small and detailed things about building a house that I do not like very much. Specially that I am still learning German language. It is not only that I need to understand the words that is got to do with building... but I need to understand how these words works as well. Brain drain... nose bleed... grrrrr!

I wish and hope that I will have tons and tons of patience for this project.

Oh and by the way, for update: our Financial Consultant sent an e-mail with positive feedback about our bank loan. Let's see how will it be next week.

I called our Land Surveyor today and he gave us the quotation for the next step. We just need to give the go signal and then he will do it already next week.

Meeting with Gussek and Wolts Kellerbau

Today at 2pm, we met Herr Z. from Gussek und Wolts Kellerbau. He checked the location of the land, double-checked the channel height and then answered our questions regarding basement building. We learned today that as per plan, and if everything goes well with the bank loan, our basement will be build on week 38 (16-22 of September). He also mentioned that the earthworks should be done a week before that. Whew! that is only in five weeks. Everything is getting so fast.

BUT... as mentioned above, only if the bank loan will be approved and if the building permit will arrive. For those two important things, all we can do is WAIT!

For the moment, we are busy fixing the small details about our basement plan (like the basement door, windows, etc.) and our houseplan (type and color of the roof, asking about changing the color of the stairways, and etc). We also need to contact our CAD Ms. K for the basement door and windows actual measurement.

I would say, house building is a stressful project. Not only for preparing the things, putting yourself into big financial obligations, getting into the smallest details, one of the most important thing is... for the work that is waiting for us. But... this is our dream... to have our very own dream house.